RESOURCES
Brochures, forms, articles and more!
5 Things Advisors Need to Know About the Trillium Benefit
Ontario’s Trillium Drug Program (TDP) is an annual government program for residents of the province that spend a disproportionately large... read more →
Tuesday February 7th, 2017
The Advantages of an ASO Benefits Plan
Administrative Services Only (ASO) plans, also known as self-funded health care, are arrangements where a company pays for employees’ eligible... read more →
Friday February 3rd, 2017
What are the Top 5 Employee Benefits?
Although there is no legislation requiring employers to offer employee benefits, they can be a very effective component of your... read more →
Wednesday February 1st, 2017
Benecaid and Green Shield Canada launch Honeybee Select, an innovative benefits alternative for small businesses
July 27, 2022 09:30 ET | Source: Green Shield Canada TORONTO, ONTARIO (JULY 27, 2022) – Benecaid and Green Shield Canada (GSC),... read more →
Wednesday July 27th, 2022
Scotiabank’s Workplace Benefits Award: The Future of Benefits?
Scotiabank’s recent Workplace Benefits Award gives advisors a glimpse of future trends and benefits that may increasingly become in demand,... read more →
Tuesday June 29th, 2021
Benecaid Organizational Announcement
For the past 21 years, Benecaid has been an innovator in the Canadian health benefits market. The company has evolved... read more →
Monday June 14th, 2021
Health Spending Accounts: How an HSA Differs from Traditional Group Benefits (Infographic)
The topic of Health Spending Accounts (HSAs) is coming up more and more frequently in the benefits space. As the popularity of HSAs continues... read more →
Friday June 4th, 2021
Fenchurch Long-Term Disability Coverage for Small Groups & HSAs
Benecaid is introducing new automatic issue, long-term disability coverage pools from Fenchurch General Insurance Company. What is Long-Term Disability Insurance?... read more →
Friday April 23rd, 2021
Sustainable ASO Plans Now with the Honeybee Digital Experience
Benecaid is proud to announce that the Honeybee platform now supports budgeted Administrative Services Only (ASO) plans, making Honeybee compatible... read more →
Wednesday March 24th, 2021
Honeybee Benefits: Using Deductibles & Co-Insurance to Personalize Benefits (Infographic)
Deductibles and co-insurance are two fundamental concepts in insurance. The Honeybee platform allows employees to personalize their benefits to fit... read more →
Thursday February 25th, 2021
Lean Benefits: Affordable Budgeting Solution for Small and Medium Sized Businesses
According to a recent study done by KPMG, a staggering 54% of Canadian small and medium-sized businesses admit that their... read more →
Wednesday January 20th, 2021
Benecaid Joins Green Shield Canada Group of Companies
November 26, 2020 07:30 ET | Source: Green Shield Canada TORONTO, Nov. 26, 2020 (GLOBE NEWSWIRE) -- Green Shield Benefits Association, a... read more →
Thursday November 26th, 2020
3 Ways to Nurture your Relationship with Clients Between Renewals
If you are an advisor, you’re well aware that the group renewal process is one of the most crucial periods... read more →
Friday February 28th, 2020
ASO in Action: Self-Funding Employee Health Benefits
Every business owner wants to be able to control and predict costs. Benecaid hears this time and time again when... read more →
Thursday January 30th, 2020
Corporate Holiday Celebration Ideas
Getting tired of the same old office holiday party year after year? If you feel that way, chances are, your... read more →
Thursday December 19th, 2019
5 Common Questions about Employee Benefits Small Business Ask (Pt 2)
Following our previous blog post Common Questions About Employee Benefits Small Businesses Ask, we will answer five more questions that... read more →
Monday November 4th, 2019
Types of Group Insurance Explained
Group insurance, quite simply, is insurance coverage of multiple people (e.g. an organization’s employees) under a single contract. If you’re... read more →
Monday September 30th, 2019
Common Questions About Employee Benefits Small Businesses Ask
For small business owners, navigating the world of employee benefits insurance for the first time can be a daunting task.... read more →
Thursday August 29th, 2019
How Advisors Can Use Social Media to Boost Business and Gain Professional Credibility
As the financial services industry has evolved, so have the ways in which benefits advisors communicate with their clients and... read more →
Thursday July 25th, 2019
Disability and Accident Insurance from Chubb Workplace Benefits
Guest post written by Chubb Workplace Benefits Life throws plenty of curveballs, like getting hurt or sick. It's inevitable. A... read more →
Thursday June 27th, 2019
Affordable Health Care Coverage for Small Businesses
If you’re considering offering employee health benefits to your workforce, you’re in good company. Group health insurance plans help millions... read more →
Thursday May 30th, 2019
Why Wellness Programs Should Offer More Flexibility and Choice
Employee wellness is more than just a buzzword in company handbooks. Instead, it is a concept that has been developed... read more →
Thursday May 2nd, 2019
Top 4 Employee Benefits Trends to Look Out for in 2019
Employee benefits are essential to attracting and retaining top talent, and they play a huge role in setting a company... read more →
Friday April 5th, 2019
How the 2019 OHIP+ Changes Will Affect Group Plans
The OHIP+ program, which has offered free prescription medication to all Ontarians under the age of 25 since January 1,... read more →
Thursday March 21st, 2019
How Important are Health Benefits? Are They Necessary or Just a Luxury?
Medical and health benefits are just as important to job candidates as salary. That’s why companies who are looking to... read more →
Tuesday March 12th, 2019
Honeybee Offers Give Advisors a Leg Up in a Competitive Market
Since 2018, Honeybee has been helping advisors broaden the types of solutions they can bring to their clients with our... read more →
Tuesday February 26th, 2019
How to Create a Better Workplace Culture in 2019
“Workplace culture” has emerged as a key buzzword amongst today’s workforce, driven in large part by millennial employees who expect... read more →
Tuesday February 5th, 2019
How to Support Mental Health at Work
In recent years, Canadian employers have become much more attuned to the issue of mental health in the workplace. More... read more →
Wednesday January 30th, 2019
Benecaid’s Top Advisor Tips of 2018
Benecaid looks forward to continuing to help Advisors reach success in 2019 with simple and affordable health benefits plans for... read more →
Thursday January 17th, 2019
2018 Benecaid Year in Review
Since the inception of Benecaid, we’ve strived to fill a void in the small to medium-sized Canadian health benefits market.... read more →
Tuesday December 18th, 2018
Same Traditional Plan Design, But with the Honeybee Experience
Digital employee benefits are not as far off from traditional benefits as you may think – at least not the... read more →
Tuesday November 27th, 2018
Pairing Customer Service with Insurance is a Recipe for Success
When choosing a health benefits provider for your client’s group plan, it usually comes down to two things: price and... read more →
Thursday November 22nd, 2018
Tips for First-Time Benefit Buyers
Offering benefits can often times feel like quite the undertaking, especially for a small business with limited profit margins, but... read more →
Friday November 16th, 2018
The Benefits of Participating in Charity Campaigns Like Movember at the Office
There’s no time like the month of November to showcase your moustache and focus on giving back by becoming part... read more →
Thursday November 8th, 2018
How Honeybee Helps Businesses Thrive
Did you know that Honeybee is great for companies of all sizes? Whether it’s a startup that is new to... read more →
Tuesday October 23rd, 2018
Improve Your Staff’s Health During the Upcoming Flu Season
As the weather gets colder and the days shorter, one thing is certain, employees will get sick and being prepared... read more →
Friday October 12th, 2018
Everything You Need to Know About OHIP+
Within Canada, Ontario is among the top-spending provinces for drugs per-capita, according to the Canadian Institute for Health Information’s 2016... read more →
Monday October 8th, 2018
Employee Benefits That Make a Big Statement
Providing added work perks and benefits is a win-win for both employees and employers. Offering your clients the right benefits... read more →
Tuesday October 2nd, 2018
Your Guide for Successful Succession Planning
Forgoing the creation of a succession strategy can prevent you, a successful advisor, from earning financial and emotional rewards that... read more →
Friday September 28th, 2018
5 Reasons to Bring Honeybee to Your Clients
In the past few months, we’ve been introducing you to our new digital employee benefits platform, Honeybee. Unlike most digital... read more →
Friday September 28th, 2018
Top 5 ESC Drug Trend Report Stats to Take Note Of
The newest ESC Drug Trend Report has some interesting statistics and takeaways for Advisors and Group Plan Administrators. Being in... read more →
Monday September 17th, 2018
5 Common Myths About ASO/Self Insurance and the Truth Behind Them
Have you explained to your clients how beneficial using an Administrative Services Only (ASO) group benefit plan can be... read more →
Saturday September 15th, 2018
Why ASO is a Smart Choice for Small Businesses
If your clients own a small business, an Administrative Services Only (ASO) health insurance plan can be just the thing... read more →
Thursday August 30th, 2018
Why Your Clients Should Have Virtual Health Care in their Group Benefits Plan
Have you heard about the new trend in virtual health care? Technology is not only changing benefits but the health... read more →
Tuesday August 28th, 2018
How to Assist Your Clients in Leveraging Provincial Programs
Any Canadian can tell you that Canada has some of the greatest healthcare in the world, but what if we... read more →
Tuesday July 31st, 2018
Your Guide to Drug Benefit Coverage by Province
Unlike many other developed countries, public healthcare in Canada does not include universal coverage for prescription drugs. Although efforts... read more →
Monday July 30th, 2018
Why Uninsured Benefits May Be a Better Option for Your Clients
By 2020, millennials will account for 50% of the global workforce. But at the same time, we have a multi-generational... read more →
Friday July 27th, 2018
5 Reasons to Offer Benefits to Your Part-Time Staff
As young people graduate from university and search for employment, one thing they tend to look for is a... read more →
Friday July 27th, 2018
Honeybee Allowance Accounts – Your Clients Are Using Them Already
It’s no secret that the key to retaining employees, especially millennials and Generation Z’ers, is creating a strong workplace culture.... read more →
Wednesday June 27th, 2018
How to Use Honeybee as a Powerful Marketing Tool
Honeybee is the first Advisor supported digital benefits platform that makes it easy for you to configure flexible benefit plans... read more →
Tuesday May 29th, 2018
How to Use an HSA as a Group Plan for Your Business
Did you know that you can use a Health Spending Account (HSA) as a group plan? An HSA allows businesses... read more →
Monday April 9th, 2018
Determining Health Spending Account (HSA) Contribution Amounts for Employees
Health Spending Accounts (HSAs) provide an excellent alternative to traditional employee health benefits plans. They allow employees to determine for... read more →
Friday March 30th, 2018
HSAs are in High Demand, Offering Numerous Benefits to Clients and Employees
When it comes to selling health benefits, there is no easier plan to sell than a Health Spending Account or... read more →
Friday March 23rd, 2018
Going on a Trip? Don’t Forget to Read the Fine Print on Your Travel
Getting sick or injured while away from home can not only be dangerous, but extremely costly as well. Unfortunately,... read more →
Tuesday March 13th, 2018
The Importance of Travel Insurance
No one wants or anticipates an unexpected illness or injury to occur while vacationing or travelling for work. However, planning for... read more →
Monday March 5th, 2018
March Break Travel Plans? Important Tips to Ensure Your Safety and Wellness
With the approach of March Break, millions of Canadians will soon be packing for well-deserved getaways to other provinces and... read more →
Friday March 2nd, 2018
Client Problem: Multi-Generational Company, Need to Have Value for All
To find out more about how Honeybee can help your client’s unique situation contact one of our Honeybee experts at... read more →
Monday February 26th, 2018
Client Problem: Escalating Plan Costs, High Claims Utilization
To find out more about how Honeybee can help your client’s unique situation contact one of our Honeybee experts at... read more →
Monday February 26th, 2018
Client Problem: Low Utilization, Employees Don’t Value the Plan
To find out more about how Honeybee can help your client’s unique situation contact one of our Honeybee experts at... read more →
Monday February 26th, 2018
Advisor Commission Disclosure – Guideline 19
Recently, CLHIA released Guideline 19 to address the disclosure of compensation for the distribution of health benefit plans beginning in... read more →
Saturday February 24th, 2018
Bell Let’s Talk Day: Opening Up About Mental Health in the Workplace
Canada’s Bell Let’s Talk Day is an initiative, sponsored by Bell that was started in 2010 to promote public awareness... read more →
Monday January 29th, 2018
How Employers Can Measure ROI from their EFAP
Employee and Family Assistance Programs (EFAPs) are launched for a variety of reasons, from serving as employee support, to assisting... read more →
Wednesday January 24th, 2018
Converting a Traditional Plan into an Employee-Directed Plan – 3 Things to Consider
Although it’s a new year, many business owners are still faced with the same challenges surrounding their benefits plans. The... read more →
Wednesday January 24th, 2018
Benefits Reporting: What to Look for and Where to Find it
During renewal meetings, Advisors are often tasked with creative ways to cut benefits costs or to mitigate potential renewal price... read more →
Wednesday January 24th, 2018
3 Things to Look for When Reviewing Your Annual Benefits Report
Today, most Canadians are busy, stressed, and overworked. In fact, 28% of Canadian women and 20% of Canadian men have... read more →
Friday January 19th, 2018
Choosing the Right Insurance Advisor Can Make All the Difference
Choosing the right advisor is an important step in obtaining the right insurance for your business. Whether you are just... read more →
Tuesday January 16th, 2018
How to Help Your Employees with the Winter Blues
There has been a great deal of research into depression in general in recent years, and lately, much of the... read more →
Friday January 12th, 2018
’Tis the Season (For Healthy Living)
The holidays can be a difficult time for employee wellness. Many people feel that they have worked hard to maintain... read more →
Monday January 8th, 2018
The Cost of Prescription Drugs: A Breakdown
It is fairly straightforward and easy for Canadians to handle drug claims at the pharmacy. Simply hand over your prescription... read more →
Wednesday January 3rd, 2018
3 New Year’s Resolutions for a Successful 2018
The start of a New Year brings with it new beginnings and new possibilities. It’s also a time when many... read more →
Tuesday December 12th, 2017
Don’t Be Fooled! Not All “Defined Contribution” Plans are the Same
Defined contribution health benefits plans are relatively new to the Canadian benefits market and are increasing in popularity as the... read more →
Tuesday December 5th, 2017
What You Need to Know About the New Ontario OHIP+ Roll Out on January 1st
On January 1, the new OHIP+: Children and Youth Pharmacare program for will go into effect for all Ontario residents... read more →
Tuesday November 28th, 2017
Keeping Your College-Aged Child on Your Benefits Plan? Here’s What You Need to Know
As your children reach college and university age, it can be tough to know precisely when they’re considered “adults on... read more →
Tuesday October 17th, 2017
Voluntary Benefits Improve Employee Retention
Employers want to offer their employees value when it comes to benefits. But let’s face it, there’s not always a... read more →
Wednesday October 11th, 2017
Emerging Trends in Voluntary Benefits
Employers across Canada think they are doing their best to provide their employees with the rewards and benefits they want... read more →
Wednesday October 11th, 2017
How to Improve Benefits Plan Communication for Employers and Employees
For any company that offers benefits, their main goal is to take care of the happiness and health of their... read more →
Monday September 25th, 2017
The Benefits World is Changing: Why More are Turning to Flexible Benefits Plans
Studies show that employees are consistently healthier and happier when the workplace is flexible. Options in work schedules, the ability... read more →
Friday September 22nd, 2017
Employee Choice Becoming a Leading Trend in Benefits
In the group benefits industry, one of the newest trends in 2017 for businesses of all sizes is the increase... read more →
Monday September 18th, 2017
Care For Your Workplace: 3 Mental Wellness Ideas for the Office
Physical health has always been considered paramount when it comes to a person’s overall wellness and quality of life, but... read more →
Tuesday September 12th, 2017
How to Ensure Your Workplace Wellness Program Achieves Success
Having a wellness program at your company can contribute greatly to improving the overall morale and attitude of your employees.... read more →
Friday September 8th, 2017
What You Need to Know About the Postponed Changes to Ontario’s Trillium Drug Program
As discussed in our article back in February, Ontario’s Trillium Drug Program (TDP) aimed to make several beneficial changes to... read more →
Monday September 4th, 2017
The Shifting Healthcare Market: From Defined Benefit to Defined Contribution Health Benefits
In today’s health benefits market, there is a notable shift from defined benefits towards defined contribution. This is not surprising... read more →
Tuesday August 29th, 2017
What Benefits Options Exist For Independent Contractors?
Independent contractors often face problems when it comes to such useful benefits as life insurance, prescription drug coverage, dental benefits,... read more →
Monday August 14th, 2017
3 Benefits of Letting Your Employees Pick their Benefits
Offering group benefits is important to attract and retain the best talent. However, demographic trends in the workplace can make... read more →
Friday July 28th, 2017
Benefits of Buying Your Group Benefits Online
Studies have shown that employees truly appreciate having group health and dental benefits. In fact group benefits are becoming much... read more →
Saturday July 15th, 2017
What are Employee-Directed Benefits and Why Do They Matter?
What is the role of employers when it comes to their employees’ healthcare? It used to be easily definable, but... read more →
Tuesday June 20th, 2017
How Do Voluntary Benefits Work?
The benefits market is becoming more competitive. As regulations surrounding benefits change and more people are becoming aware that options... read more →
Monday May 15th, 2017
Our Advisor Survey Results Are In
During the month of March, we ran an online survey where we asked our Advisors to let us know how... read more →
Tuesday April 25th, 2017
5 Questions to Ask an Advisor at Your Benefits Consultation
As a business owner or human resources representative, you no doubt have many concerns when it comes to securing health... read more →
Saturday April 8th, 2017
3 Questions to Consider Before Switching Your Group Benefits Provider
Canadians have made it clear that employee-provided group benefits are important to them. According to a 2008 survey, ninety-four percent... read more →
Friday March 24th, 2017
4 Ways Employee Benefits Impact Morale
When an individual is pursuing a potential job, they often wonder about is the availability of benefits. These can range... read more →
Thursday March 16th, 2017
3 Reasons to Invest in EAPs for Mental Health
Today more than ever, employers are taking an active interest in the mental well-being of their employees. This effort towards... read more →
Wednesday March 8th, 2017
Is It Possible to Change a Benefits Plan After Your Employee Is Hired?
Offering your staff the most competitive benefits package is a great goal. It will make you feel like you’re truly... read more →
Friday February 24th, 2017
3 Benefits of Working with an Insurance Advisor
When it comes time to choose insurance benefits for yourself or for your company, the best course of action is... read more →
Wednesday February 22nd, 2017
Shepell’s Industry Leading Employee and Family Assistance Program
With the continued attention on mental health issues in the workplace, an Employee and Family Assistance Program (EFAP) is a... read more →
Wednesday February 22nd, 2017
Important Travel Tips
Gearing up for March Break, keep your clients informed by reminding them of these 3 important travel insurance tips to... read more →
Wednesday February 22nd, 2017
Our voices were heard #donttaxmybenefits
Our voices were heard! On February 1st, 2017 Prime Minister Trudeau announced that the Federal government has no plans to... read more →
Wednesday February 22nd, 2017
How to Make Health Plans Great for Business: 5 Tips for Owners
As an employer, the decisions you make will have an impact on you personally, on your employees, and on your... read more →
Tuesday February 21st, 2017
5 Things You Need to Know About Travel Insurance – BEFORE the Trip!
Millions of Canadians travel each year, and hundreds of them require some type of medical assistance while they are away.... read more →
Wednesday February 15th, 2017
Employee Benefits: Are They Tax Deductible?
If you’re like most people, you need to save money wherever you can. One of the best ways to do... read more →
Wednesday February 15th, 2017
5 Things Advisors Need to Know About the Trillium Benefit
Ontario’s Trillium Drug Program (TDP) is an annual government program for residents of the province that spend a disproportionately large... read more →
Tuesday February 7th, 2017
The Advantages of an ASO Benefits Plan
Administrative Services Only (ASO) plans, also known as self-funded health care, are arrangements where a company pays for employees’ eligible... read more →
Friday February 3rd, 2017
What are the Top 5 Employee Benefits?
Although there is no legislation requiring employers to offer employee benefits, they can be a very effective component of your... read more →
Wednesday February 1st, 2017
Benecaid and Green Shield Canada launch Honeybee Select, an innovative benefits alternative for small businesses
July 27, 2022 09:30 ET | Source: Green Shield Canada TORONTO, ONTARIO (JULY 27, 2022) – Benecaid and Green Shield Canada (GSC),... read more →
Wednesday July 27th, 2022
Scotiabank’s Workplace Benefits Award: The Future of Benefits?
Scotiabank’s recent Workplace Benefits Award gives advisors a glimpse of future trends and benefits that may increasingly become in demand,... read more →
Tuesday June 29th, 2021
Benecaid Organizational Announcement
For the past 21 years, Benecaid has been an innovator in the Canadian health benefits market. The company has evolved... read more →
Monday June 14th, 2021
ENROLMENT FORMS & ADDITIONAL MARKETING MATERIAL
CLIENT FORMS